Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs.
Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What’s more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
So why deal with a Mortgage Broker over a Bank? Mortgage Brokers represent you, the customer, not the lender.
There is a wide assortment of options and features available to homebuyers today. Shopping around takes a lot of time and effort. The mortgage process within today’s very competitive marketplace intimidates many homebuyers. It pays to work with a mortgage professional who will represent you and ensure the mortgage you get is the one best suited to your needs. Choosing the wrong mortgage can cost you thousands of extra dollars.
Access to different lenders, banks, trust companies, investors and financial institutions.
Fast credit and loan pre-approvals with no cost or obligation. (Some conditions may apply)
They are experts at matching you with the best-suited mortgage.
They work for YOU, not the bank.
Up-to-date on all the mortgage rates, terms and re-payment options available on the market.
They only specialize in mortgages and are knowledgeable on current trends.
They increase competition in the market place, thus keeping rates low.
They save you time and money!
Brokers have vested interest in satisfying your needs since they rely on referrals and repeat business.
Interest rates are a concern to borrowers. Because of their daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers.
A professional presentation to a lender on the first application will get the best response and save you valuable time and money.
The lenders who work with mortgage brokers include traditional sources, such as chartered banks, trust companies, as well as corporate and private pension funds. In addition to these sources, brokers often develop professional relationships with private sources of funds, termed private lenders.
With over 20 years of dedicated experience in the mortgage industry, The Coutu Team stands as a consistent leader. We are recognized for tenaciously providing high-quality services, ranging from loan origination to corporate executive roles.
Our team is respected across the industry for our professional track record, high ethical standards, hard work, and honesty. We pride ourselves on exceptional communication and ensuring a smooth, on-time closing process for every client.
The Coutu Team offers free consultations and rate quotes. Let our expertise work for you to find the best possible mortgage solution tailored to your unique needs.
Fast, secure, and easy to complete.