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Matthew and Cortney Coutu standing together in front of a warmly lit home

Home purchase & refinance

The right home.
The right financing.

Compare home loans and refinance options with Matthew and Cortney Coutu, mortgage brokers with Edge Home Finance.

Talk with the team Start your application

Mortgage programs

A loan that fits your plans.

Compare the payment, the cash you’ll need at closing, and how long you plan to keep the loan.

Home purchase

Buying your first place or moving again? Compare loan types, down payment options, and the costs you’ll need to budget for.

Explore purchase loans

Refinancing

Compare your current mortgage with a new loan, including closing costs and how long it could take for any savings to cover them.

Discuss a refinance

FHA & VA loans

Compare eligibility, down payment requirements, and how each program handles mortgage insurance or funding fees.

Compare FHA and VA
Matthew and Cortney Coutu with their family and two dogs
The Coutu family

Meet your brokers

Matthew &
Cortney Coutu.

We’re a family mortgage team at Edge Home Finance. With more than 20 years in the mortgage industry, we can help you understand your options, know what documents to expect, and make sense of the numbers before you commit.

Get to know the team Read client stories

The mortgage process

From first call to closing.

Here’s what happens after you reach out, whether you’re already shopping or still working out a budget.

  1. Talk through your plans

    Tell us what you’re buying or why you’re refinancing, plus your budget and timeline.

  2. Compare loan options

    Review the estimated monthly payment, closing costs, and trade-offs for your situation.

  3. Apply and gather documents

    When you’re ready, start your application. We’ll explain what the lender needs to review it.

  4. Review and close

    Review your Closing Disclosure and confirm the final numbers and signing details before closing.

Before you apply

Good questions.
Clear answers.

Start with the questions buyers and homeowners bring to a first mortgage conversation.

Browse the mortgage FAQ
What does a mortgage broker do?

A mortgage broker helps you compare loans from lenders they work with. The broker can explain loan terms and help prepare your application. The lender reviews the application and makes the approval decision.

What should I compare on a mortgage quote?

Compare the loan type and term, interest rate, total monthly payment, closing costs, and estimated cash to close. Once you have written Loan Estimates, use the CFPB’s Loan Estimate guide to compare them side by side.

What does cash to close include?

Cash to close is the estimated amount you’ll need to bring to closing. It includes your down payment and closing costs, adjusted for items such as your earnest money deposit and any credits.

Where can I work with The Coutu Team?

Matthew Coutu is licensed in Georgia, Minnesota, and Wisconsin.

Cortney Coutu is licensed in Arizona, California, Florida, Georgia, Louisiana, Maine, Maryland, Minnesota, and Texas.

Tell us where the property is located so we can confirm who can help and which loan programs are available.

See broker licensing and availability

Can I talk with someone before applying?

Yes. Call or text the team for a free initial consultation. You can talk through your goals and timeline, ask what documents you may need, and decide when to apply.

Talk to Matthew & Cortney

Let’s talk about
your next move.

Start with a free consultation. Tell us what you’re buying or why you’re refinancing, and we’ll talk through the options worth comparing.

Call (619) 985-5398 Text the team Ready to start? Apply online